PRIVACY POLICY

This Privacy Policy ('Policy') pertains to the utilization of our App and any services offered by CasCredit ('we' or 'us') by you.

The Policy establishes the principles under which any personal data collected from you or provided by you to us will be handled and outlines your rights concerning the safeguarding of your personal information.

Kindly review the following information attentively to grasp our perspectives and protocols concerning your personal data and how we intend to manage it.

Information we collect：

Information you submit：

Through forms on the app or app website.

This includes your name, phone number, education, marital status, monthly income, payday, date of birth, ID photo, ID number, emergency contact relationship, emergency contact name, and emergency contact number. The collected data will undergo encryption before being transmitted to https://api-common.cascredito.com/omcz/. It is crucial to note that we prioritize the confidentiality of this data and will refrain from sharing it with external entities unless we have received your explicit consent.

Approximate Location

To enhance our service provision, we acquire your approximate location to verify if your address aligns with the areas covered by our services.

Your location data will be encrypted and securely transferred to https://api-common.cascredito.com/omcz/. It's important to note that we prioritize your privacy and will not disclose this information to external parties

App List

To enhance security measures and prevent fraudulent activities, we gather details about your installed applications, including their names and installation timestamps.

Your App List data will be securely encrypted and transferred to https://api-common.cascredito.com/omcz/. Rest assured, we prioritize your privacy and will not disclose this information to any external parties without obtaining your explicit consent.

Image/Video

To facilitate the process of capturing images and videos for ID verification and facial recognition purposes, we will seek authorization to access your device's camera functionalities.

Your image and video data will undergo encryption before being transmitted to https://api-common.cascredito.com/omcz/. It is crucial to note that we prioritize the confidentiality of this data and will refrain from sharing it with external entities unless we have received your explicit consent.

Devices info

To guarantee the smooth functioning of your device, verify the user, and enhance the security of your account, we will collect essential device details when you log in or register, including mobile phone hardware specifics, CPU details, IMEI number, mobile phone model, memory capacity, screen hardware details, and system version particulars, Phone Count, screen brightness, gyroscope, battery level, Active Modem Count, Active Subscriptioninfo Count.

Your device data will be encrypted and transferred to https://api-common.cascredito.com/omcz/ for safekeeping. Rest assured, we are committed to safeguarding this information and will not disclose it to any external parties without firstobtaining your explicit consent.

Emergency Contacts

Your contacts data, encompassing names and phone numbers, will be uploaded and transferred from your mobile device to facilitate risk management and anti-fraud evaluations.

Subsequently, your contact details will be encrypted and sent to https://api-common.cascredito.com/omcz/ for storage. We pledge not to divulge this information to external parties without your explicit consent.

This data aids us in furnishing essential features within our services while also enhancing and tailoring our offerings. It may reside on company servers, service provider servers, or locally on your device. You retain the authority to enable or disable access to this information at your discretion via your device settings.

Camera

To ensure security and identity verification, we'll need to use your camera to scan your ID and perform facial recognition. The data obtained will be uploaded and stored securely on our server: https://api-common.cascredito.com/omcz/. Rest assured that we prioritize your privacy and will never disclose your information to any third parties without your explicit consent.

Storage

By granting us this permission, you enable us to handle various file-related tasks, including saving downloaded content, managing data caching, and uploading images or videos you need to fill in the loan application form. The gathered data will be securely uploaded to our server at https://api-common.cascredito.com/omcz/, ensuring top-level protection. Please be assured that we respect your privacy and will not share the collected data with any third parties unless we have obtained your explicit consent.

We wish to inform our service users that these third-party entities may have access to your personal information. However, they are not permitted to disclose or use this information for any other purpose. Below are links to the privacy policies of the third-party service providers used by this application:

Google Play(https://policies.google.com/privacy)

Play-Services-Location(https://policies.google.com/privacy)

Appsflyer(https://www.appsflyer.com/legal/privacy-policy/)

Firebase(https://firebase.google.com/support/privacy)

The personal data you provide may be used by the company for the following purposes:

Providing and maintaining our services: This includes ensuring the proper functioning and utilization of our services.

Managing your account: Your registration information as a user of the services will be managed to enable you to access and utilize different features of the services.

Fulfilling contracts: Personal data may be used to establish, comply with, and fulfill contracts for the purchase of products, items, or services made through the services. Additionally, we may contact you via email or text message to provide updates and communicate information about features, products, or contracted services, including security updates.

Managing your requests: We will process and manage any requests you make to us.

We are committed to ensuring the security of your data and will take all necessary steps to protect it. Your personal data will not be transferred to any third party unless appropriate security controls are in place to safeguard your data and personal information.

Contact Us:

To access our services, users must be at least 18 years old. If you discover that your child or ward has shared any information with us without your consent, please promptly reach out to us at ，or wish to delete the personal data we hold about you, please contact us at service@cascredito.com We will swiftly take the necessary measures to address the situation.